Money, Money, Money

Last Monday, I spent the morning with Nick at our local coffee shop.  It's one of the few places where the employees know Nick by name, and he feels very much at home.  (Not to mention, coffee is gluten free.)  Nick can relax and chill. As a consequence, I never know what surprises lurk here!

Today was no exception.  Nick surprised me with his understanding of abstract concepts of money, and he totally perplexed me with his lack of understanding of money.

First, the cerebral concept:  he has to pay for his own coffee.  Well, he doesn't have a job.  Yet.  With his school load and extra curricular activities, he has no time for a job.  My husband and I want him focusing on anything related to schooling. So he surprised me with his comment, "I can't waste my money on coffee like I did last year.  I like coffee.  I need a job, Mom."

Quite simple and straightforward. Typical for a teen with autism.

How does a mom explain to her son with autism that there are only 24 hours in a day, and he is already using them all?  I used a diagram to illustrate his activities and the lack of hours for a job. That didn't stop Nick.  He wants to earn his keep--a concept my husband and I have taught all our kids.  My only solution was to offer Nick jobs around the house for some extra cash.  AND he could get a job over the summer.  "Great!!" he exclaimed.  I am THRILLED that Nick understands the concept of money--earning it, spending it, saving it.

Then came Nick's lack of understanding.  He used a debit card at the coffee shop for the first time.  He swiped his card and got his coffee, "Cool!"  He took his receipt, and I logged on to the bank website so he could see the transaction.  He looked at me with confusion.  Money was missing from his account.

When we opened his bank account, the banker explained the debit card.  Nick said he understood. Obviously, he didn't.  I showed the amount to be debited from his checking account via his receipt, and he looked at me with total dismay?  "I have to pay my debit card?" he inquired.

I shook my head yes.  "The bank will give this money to the coffee shop."  Nick didn't like the idea of his money going out of his account.  He understood cash, but this electronic thing was confusing him.  He responded, "You'll teach me this money stuff?"

I reassured him I would.

I couldn't believe the complexity of monetary ideas:  one moment I was surprised that Nick understood the idea of earning his own money to spend, yet the next moment I was astonished that Nick didn't understand the idea of a debit card.

Knowing Nick, he'll learn this lesson quickly!!